Budgeting template

Struggling to find a budgeting template that actually is easy to use and understand? Look no further because I am providing you with my favorite and FREE budgeting template that helps me to track my monthly income and expenses. This template is so easy to use and will take about 1–2 minutes a day to update and it provides a summary of all your income and expenses by month, the savings rate, and a nice graph for an instant visual representation of your efforts. The categories on the left provide more detailed information.

The income and expenses sheets work identically to each other. To have the overview page aggregate all your data, you’ll have to provide the date, select the type of income or expense from a drop-down menu based on the categories on the overview page, and enter the correct amount of money. For future reference, you can also add some detailed information.

That’s it! The Excel sheet will take care of the rest and provide you with a nice summary of your budget. When a year passes by, just change the year you wish to view at the top of the overview sheet and you’ll be all set. If you ever wish to check your savings rate from a couple of years ago, you can always go back and change the date again. Excel will take care of the rest

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