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When looking at my college experience now with a year under my belt I feel as if the best word to describe it is growth. College comes with many social constructs, pressures and stresses that can…

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How can a lending legally change a due date for a auto loan?

We have a auto loan with (CPS) Consumer Portfolio services. In a battle for over a year now they change our due to insure more interest on the loan, without us giving permission to change why is this legal to do. If they can why make up a contract at all. I would not recommend the firm at all for any loans they are really un helpful with regards to working with anyone on loans.

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“”I need to get a small loan($1200), should I go with a bank or credit card??””
I want to get my gf’s engagement ring out of lawaway faster, so I have decided to get a loan for the rest. I’m just having trouble finding out where and how I should do this because the jewelry store that I’m getting from will not let me make payments w/ a credit card. So how would I go about getting the rest of the money b/c the banks ive been too so far have a minimum that u can borrow and it is alot higher than what i need, i only need around 1200…someone plz HELP!!!””
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“”If i pay an auto loan every month, am i entitled to an receipt?

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I own my parents home and want to get a loan from it to buy a new house for myself.
right now I have the loan lined up. once it’s approved and deposited can I simply just buy a house (if I have enough money) A friend of mine said you cant buy a house like that. even if you had cash it doesnt work that way, you would still have to be approved to buy a house. to be more clear my parents added me to the deed, the home is paid off. I want to get a new home to live in with my wife and kids, I rent right now. My parents will continue to live in the original house I will pay the loan off.””
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What’s the longest time i can have a auto loan term for?
Oj a new car. Like 6 years or 7
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40% down on an auto loan?
You’re dead on about me being pissed””””. When did I ever say that I had a lousy credit report? A FICO score of 640 is considered “”””fair”””” according to myFICO.com and qualifies me for a 13% interest rate. And I guess you are missing the point with clunkers… I already have a clunker that is paid for. I want a vehicle I don’t have to fix every time I turn around””
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What companies will approve auto loans for people with credit scores around 550?

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Where can I check my Credit Score for free?
I use to be able to do it on wamu.com since I had my account with them. But it became chase & now I don’t see the option to view my fical score so where can i check now? a good safe website, that doesn’t spam me up in return. if there are any? thanks guys! god bless you!””
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Credit card minimum payment?
lets say I have a 500$ visa credit card…I used to pay my total balance by the end of each cycle(due date) so next month I have another 500 to use. If I make the minimum payment only by due date for example 50$ only, does that fill my credit to 500 next month so I can use it. how do people use the credit several times before paying the total bill??””
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#repost

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Best loan company for bad credit?
I need a 2500/3000 loan to pay off my credit card. I have bad credit, not from me personally not paying bills but from me stupidly taking out a loan for my now ex partner, then him leaving me with it (to much of a long story to explain) Anyway i know it not a great idea but with the interest rates my credit card company is charging (vanquis) ill never pay the balance off especially now my income has fallen by 150 a week! I can afford to pay around 130 a month. Tje way i see it with a loan you know the debt will be paid off within x amount of years instead of never as it seems to be at the moment! Anyone reading this who could advise (from experience) a decent bad credit loan company? I know about debt line, cab & debt consolidation etc it actual loan companies i would prefer information on. Thanks””
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How can i get cash from the military star card? ?
Its the normal gold one… not the Visa one.
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How I can get credit score for free one’s in a year?
How i can get credit score for free one’s in a year ?
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Using a payday loan to pay bankruptcy fees?
Have a strange question. Would I be able to utilize a payday loan to pay bankruptcy fees? My wages are being garnished and after gas, rent and utilities I have very little money to eat on. I have no problem paying the payday loan off after due to after the garnishments come off my paycheck will have alot more money freed up. Also, is it something that would be needed to be put on the bankruptcy paperwork even if i am paying it off? Thank you for your help.””
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Anyone know the cheapest credit monitoring site?
$14.95 is ridiculous to me. Anyone know a place with a cheap annual rate?
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The free annual credit inquiry: is it 1 from 1 company? OR 1 from EACH (3) companies?
I think it is 1 from EACH (all 3) companies…But I’m not sure.
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#repost

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How do i get my credit scores for free? Im unemployed an cant pay for them.?

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I want to file bankruptcy for free. Who does it in DC?

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“”What annual income is needed to buy a $325,000 house?””
I am planning to purchase my first home in the next 6 months. Just wondering what is the average yearly income requirements are for a mortgage loan of this amount? My annual income is just over $90,000 will I qualify?””
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Who’s offering good auto loan rates right now?
used auto
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#repost

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I read that you can take a credit repair course to help your credit what are they and where do I find them?
I am thinking this is like a class of some sort that you can take, is this true. I know what to do to repair my credit but I am wanting to buy a house soon and it said I would have a better chance of getting approved if I took a credit repair course. I have tried to look for them online but I haven’t found anything.””
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When filling for bankruptcy is child support considered income?
In other words do they use child support against you as earned income? So they can say you make more monthly than what you really do.
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“”I am 24 with 19,000 of debt mainly 4 credit cards and hospital bills i just got garnished what can i do?””
I am 24 years of age with 2 kids i work for a supplier of the big 3 (Ford, Chrysler,GM) i just started getting garnished from a credit card from 2002 i am wondering should i try debt consolidation or bankruptcy SOMEONE PLEASE HELP!!!!!!!!!!!!!!!!!!!!!!””
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Student loan debt: Moving overseas/marry/and get citizenship there….will I still have to pay it back?
What will they do? I have 80K without interest student loans…and felt like it was a freakin waste….on top of that I cant find anything to pay it back without basically being homeless lol…….. Im with someone now who wants me to live overseas/marry him…so Im just wondering what will happen if anything…and if that may solve the problem….
“How can a lending legally change a due date for a auto loan?

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Does anyone know a loan shark in the north Atlanta area?
Hi, my name is Emily. I am in great need of a loan so that I can get a car. Once I have a car, i should have absolutely no problem getting a job. I have already put my application in 26 different places, several of the where very interested in me. I do not need to much money, anywhere from $1,000 to $2,500. i would prefer some where in the middle. However, anything you can loan me I will make it work. Also, I understand that I will be paying interest. Thank you for your time! Please email me at MnM.Carper at gmail dot com””
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Poll: What is wrong with the old lady in the freecreditreport.com commercials?
Why is she so grumpy?
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#repost

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#repost

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“”I have an auto loan of approx. $10,000 @ 5.8% with a credit union. Can I get a better rate? and if yes where?

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How and where to file bankruptcy?
the one you dont have to pay back?
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#repost

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Partial Balance Sheet?
Jewett Online Company has the following liability accounts after posting adjusting entries: Accounts Payable $63,000, Unearned Ticket Revenue $24,000, Estimated Warranty Liability $18,000, Interest Payable $8,000, Mortgage Payable $120,000, Notes Payable $80,000, and Sales Taxes Payable $10,000. Assume the company’s operating cycle is less than 1 year, ticket revenue will be earned within 1 year, warranty costs are expected to be incurred within 1 year, and the notes mature in 3 years. Prepare the current liabilities section of the balance sheet, assuming $30,000 of the mortgage is payable next year. (List liabilities from largest to smallest eg 10, 5, 3, 2.)””
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How does bankruptcy affect cosigner’s credit?
My grandparents helped me get a car by being the primary loan applicant while I cosigned. The car is mine, I make the payments, insurance, gas, etc. Now my grandparents are filing Chapter 13 bankruptcy. Also, my mother was in a real rut after a divorce, mental illness, and a lot of bad financial decisions. Absolutely no one would finance a car for her, so I made a stupid decision and cosigned for her. Well, now she is also filing Chapter 13 bankruptcy. Question: How will both of these bankruptcies affect my credit? My mom’s lawyer told her my credit is safe, but my grandparents’ lawyer told them that he can’t be positive yet if my credit is safe. I’m kind of worried. I’m going to graduate college in less than two years. Will their bankruptcies affect my ability to find an apartment, or even qualify for a home loan?””
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#repost

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“”Concerning auto loans from banks, who and what is the lien-holder””””?””””
I don’t think it’s just the BANK’S address & phone number. I can get that off their website. I think he’s looking for something more specific… or maybe not.
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Auto loan approval renig?
I was approved for an auto loan from a credit union i recently joined. the conditions were that i get a co-signer, my aunt agreed to co-sign. the car that i originally had in mind was just at the max. price i would pay, then when i realized my car insurance rates i needed to find something cheaper. i found something, which i believe to be a great deal and went to my credit union to sign the papers. when i got there i was told that the person who originally approved my loan was no longer with us”””” and they’re not sure if they want to give me the loan because i am a student although i have a full time job””
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“”What does Insufficient utilization on open accounts”””” mean?””””””
I applied for a credit card and got denied with this message, what does it mean exactly?””
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What is a better long term solution bankruptcy or debt consolidation?
I have a lot of credit card debt but haven’t found a job in 5 years. The minute I do find something, companies will try to garnish my wages., I would prefer to pay the debt, not dump it, but garnishment for employers is reason for dismissal. So should I do a debt consolidation and pay it or declare bankruptcy?????””
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What is a game that is similar to the Godfather 2?
I want a game that is very similar to the Godfather 2, NOT Mafia II as it’s not similar at all, you can’t control businesses, you can’t control your own army.. ETC I want a game that you can manage and customize everything, also a game where you have an army under you. Suggestions?””
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Am I responsible for my wife’s credit card debt?
Dude, how is it my fault? I’ve talked to her many times about her spending habbits but apparently nothing sinks in. Is it my fault she hides her credit card bills from me? Do I have to baby sit her 24 hours a day even tho she’s an adult? I notice her things, but remember this was accumulated over a couple years not a matter of days.””
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#repost

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“”I’m not legally divorced, but how does my husband’s filing for bankruptcy affect me?””
We’re only separated, but I need to know if that will affect my good credit, specially because I’ve been working really hard on increasing my credit score. Any links and/or info will be greatly appreciated.””
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Need help with bankruptcy chapter 7?
I need help. I just went to court for my chapter 7. I answered all the trustee’s questions and inquires. My lawyer informed me that that was it, I finished my debt education course on-line and got my certificate. I thought my nightmare was over. Today I recieve a letter stating that the trustee has filed an objection to Claim of Exemptions of the Debtor.”””” Does anyone know what this means?””””””
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#repost

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Can i file my 2009 taxes or do an amendment?
my wife file taxes in 2009 i did not file with her because creditors were coming after her and didn’t want them coming after me, she has since filed for bankruptcy, i have a mortgage and collect ssn, we’ve filed together before, but can we do an amendment so i can file with her for 2009 in order to recoupe some of the interest on the mortgage?””
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Can payday loans take out your tax refund?
I made the mistake of taking out a loan for a payday check cashing place in July & I still owe them, I just wondering when I file my return can they take that out my tax refund? Or can the irs withheld my refund because I haven’t paid back the loan yet?””
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“”Small loans for some with with slightly good credit, or no credit?””
is there a thing? i need to borrow aproximately 500$ i am not sure of my credit, i dont think it is bad. it maybe good actually, anyhow, i need a loan and i was wondering are there loans out there like this? just cash loans? risking your credit possibly. i need this because i am helping out a friend in need. and it may pay off big in the end, all suggetions are appreciated.””
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“”Ran a carfax, car came up stolen! What do I do?””
Ive been looking to buy this car, I gave the guy a $100 deposit to hold the car, i got the vin and ran it on carfax and it came up STOLEN! Heres what it said.. 01/07/2009 Pennsylvania Motor Vehicle Dept. Vehicle reported stolen Please contact NICB to verify this vehicle’s stolen status by calling 800–447–6282 x 2 or by completing the NICB web form I tried calling the number, but its after hours. I did the web forum but should I do anything else? How should I go about getting my $100 back?””
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Should I pay towards my auto loan or leave it in savings?
I have an auto loan at 14%(i know its ALOT). I owe $14,000 now but I have $6,500 in my savings. I am wondering if I should pay that $6500 towards my auto loan putting it down around $7500 or leave it in my savings. I am asking this because i have limited credit history and the car has only been on my credit for a little over a year. I would like to keep that account open just with a lower balance so I can help my credit score. I know if I pay it off and close the account it wil bring down the average age of my accounts credit history. If I pay the $6500 i wont have to make another payment on the car for over a year but, how much interest will I gain on the remaining $7500 over a years time? what should I do? i am trying to bring down my credit to debt ration because i think that is hurting my score, owing so much on my car. I financed it for $16,900 i think im doing good now i have a 690 credit score but with limited history. my longest credit card is 2 yrs old and its only 4 $300. I do have a $1,500 credit card but its not even a year old.””
“How can a lending legally change a due date for a auto loan?

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What’s the difference between chapter 7 and chapter 13 bankruptcy?

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What sites can you use for housing wanted/roommate search?
other than Craigslist :)
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Where can get a online credit check that gives results immediately?

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What is the best/safest payday loan company?

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Credit card cash advance?
Does it count as a cash advance if you are only transfering funds to another acount.. for example If your credit card is with the same bank as your checking account and you transfer funds form your credit card to your checking account does it count as a cash advance?? Do cash advances hurt your credit score?
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What airline will file bankruptcy next?

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#repost

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Are there sharks in long island new york?
my friends are inviting me to summer house in long island new york (river head area) and i have always been afraid of sharks and i don’t know if its safe to go there to ocean or not
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“”If you are paying an auto loan on your vehicle, what kind of auto insurance do you have to have?””
The link should work now, I deleted the file but its back up again””
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“”If my small incorporated business declares bankruptcy, will I be personally, financially responsible?””
If I am the guarantor”””” of loans does that make me personally responsible if the business doesn’t cover the loan?””””””
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How can i follow up my pag-ibig salary loan via enternet?
I’m here in Cebu but my head office in Manila.I filed a salary loan last May 2009.But the check was send here in Cebu Pag-big office with out the knowledge of my head office.The check was released last november 9 2009 of 7,227.07 with the check #102019.It was stale already,and send back address to THE CHEF OF DIVISION CASH AND ADMIN DIVISION MAKATI III.Pag-ibig Cebu office advise me to send the memorandum through email so that i can get a new check including the refund for the payment on that loan.I wait for almost 23 days but i did not recieved feedback.until i decided to send the memorandum through LBC last march 23,2010.I kept on call follow up here in Pag-big cebu about that check,but same they have no feedback from manila regarding my status.””
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How do i get a credit card with bad credit?
So i have a delinquent auto loan on my credit report, and everytime i try to apply, i automatically get denied. What kimd of credit card can i get that will apporve me. And i domt want to here about how credit cards are bad. Im tryimg to get my credot back up to where it needs to be. Also, im not 21 yet.””
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Good site to watch Transformers 4 for free with no credit card or sign up?
Does anyone have any good sites to stream this movie?
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I’m declaring bankruptcy including my truck do I have to pay the bank for the truck?
I’m in a situation that I’m not able to pay my credit cards or my truck,will the bank make me paid for the truck even tho I’m declaring bankruptcy? please answer.””
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#repost

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“”How can I get 5,000 dollars?””
Yes, 5,000. I have a job. But only make 200 every two weeks. I need 5,000 FAST! Its for a very good cause. I’m only 17 years old. In NC. I don’t know how to make a loan.. And no I don’t wanna strip. So don’t say that. HELP””
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#repost

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#repost

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18 years old auto loan
im 18 going on 19 and my credit score is 705 can i get an auto loan? i want a car for 12K would i be able to get the loan? how much cash would i have to put down? what kind of intrest might i see? and would it be better to buy the car used from the dealership (my preference so i dont get a lemon) or from a used car lot?
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How can i get a car loan having no credit or co signer?
im 19 just out of high school and my first car took a dump and costs more to fix than its worth. i have 1200 (and counting) to put down on a car but im getting rejected on every car i try to get. i have only been on my current job for 9 months, and nobody i know can co sign for me how can i get a loan with no co signer?””
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Unit owner’s keep re-filing bankruptcy/foreclosure to avoid paying HOA fees.?
A unit owner in my HOA keeps filing and the backing out of bankruptcy/foreclosure so that they don’t have pay their $5000.00+ fees from over 5 years. They have continuously been doing this for an extended period of time and it seems every time the HOA is getting ready to evict them they file again and then at some point back out hoping the HOA will forget. I understand that times are rough but this seems to be a pattern. Is there anything that can be done to have them pay? Is there a way to prove that this is a pattern that is taken each time they are about to be evicted? It takes money out of the other homeowners pockets with legal fees etc.
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#repost

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Private loan lenders asking advance money?
I have applied to private loan lenders offers which are mostly cape town S.Africa, Nigeria, UK all of them asking in the form advance fees to take insurance for unsecured loan, or documentation of court fees, or transfer fee like wise they are asking advance money. are they true? and legit lenders? is govt approved?””
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Home loan varible rate not dropped!!!?
The contract says the interest rate can change at ANY TIME Luckily enough i have enough equity and good credit history to refinance with westpac and it will save me $1250 per month offsetting the $12000 exit fee in under 12 months. I guess its buyer beware….Variable home loan rates dont always mean to the layman what you might think
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“”How do you process a Ch. 7 bankruptcy without a 60 day counselling , due to no income to counsel about?””
Dark Green Money: If I was a horse in AZ , I would hide in the barn on Sunday and go out on Monday, although it does get very hot there.””
“How can a lending legally change a due date for a auto loan?

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How can a lending legally change a due date for a auto loan?

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